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Home Insurance

Up to £1 million buildings cover and up to £100,000
contents cover. From £10 per month.

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Our home insurance policy offers up to £1 million buildings cover and up to £100,000
contents cover and is designed to insure a property occupied as a main home.

Click the tabs for a detailed breakdown of cover.
Buildings Insurance (if selected)Buildings Insurance (if selected)
Sum insured£500,000 or £1 million
Accidental damage to glass/sanitary ware etc Included as standard
Accidental damage to underground drains etc Included as standard
Property owners’ liability £2,000,000
Alternative accommodation 20% of the sum insured, up to 24 months
Tracing the source of escaped water/oil £5,000
Escape of metered water charges £1,500
Replacing locks – loss/theft of keys£750
Buildings Insurance Cover Limit
Sum insured £500,000 or £1 million
Accidental damage to glass/sanitary ware etc Included as standard
Accidental damage to underground drains etc Included as standard
Property owners’ liability £2,000,000
Alternative accommodation 20% of the sum insured, up to 24 months
Tracing the source of escaped water/oil £5,000
Escape of metered water charges £1,500
Replacing locks – loss/theft of keys £750
Contents Insurance Cover Limit
Sum insured £60,000 or £100,000
Accidental damage to glass/mirrors etc Included as standard
Accidental damage to electronic equipment Included as standard
Liability for domestic staff £5,000,000
Property owners’ liability £2,000,000
Valuable items 20% of the sum insured
Alternative accommodation 20% of the sum insured, up to 24 months
Contents removed from the home 10% of the sum insured
Special event contents increase 10% of the sum insured
Business equipment £4,000
Student cover £4,000
Theft from an outbuilding £2,000
Escape of metered water charges £1,500
Title deeds £1,500
Credit cards £1,000
Replacing locks – loss/theft of keys £750
Plants £500
Property in the open (garden) £500
Freezer contents £300
Money £300
Accidental Damage Cover Limit
Extended accidental damage to buildings £500,000 or £1million
Extended accidental damage to contents £60,000 or £100,000
Personal Belongings Cover Limit
Sum insured £20,000
Jewellery & watches £20,000
Sports equipment £20,000
Credit cards £1,000
Pedal cycles £500
Mobile telephones £250
Legal Expenses Cover Limit
Sum insured £100,000  Learn more >
Home Emergency Cover Limit
Sum insured £1,000  Learn more >

Buildings Cover

This policy covers damage to a property occupied as a main home caused by events such as fire, storm, flood, escape of water, escape of oil, theft, collision or impact, malicious damage and subsidence.

  • No interest charges for paying monthly
  • Option to extend accidental damage cover
  • A choice of policy excess – £100, £200, £250, £350 or £500
  • First-time buyer discount
  • Transfer any no claims history from a previous insurer
  • Covers the cost of alternative accommodation if your property is left uninhabitable due to an insured event
  • Legal Expenses Insurance and Home Emergency Cover available as optional extras

Please refer to the Policy Documents for the full terms and conditions.

Contents Cover

Our contents policy covers damage to household goods caused by events such as fire, storm, flood, escape of water, escape of oil, theft, collision or impact, malicious damage and subsidence.

  • No interest charges for paying monthly
  • Option to extend accidental damage cover
  • A choice of policy excess – £100, £200, £250, £350 or £500
  • Up to £20,000 Personal Belongings cover, which includes up to 60 days worldwide cover, available as optional extra
  • First-time buyer discount
  • Transfer any no claims history from a previous insurer
  • Legal Expenses Insurance and Home Emergency Cover available as optional extras

Please refer to the Policy Documents for the full terms and conditions.