Non-Standard Insurance

Specialist cover tailored to your unique needs.

As part of our continued efforts to provide the best possible products and services, we keep reviewing the areas and circumstances where we can insure non-standard risks.

Here are just a few of the non-standard risks we can cover:

  • Unoccupied properties
  • Increased valuables limit
  • Increased specified items limit
  • Holiday homes
  • Flat or felt roofing
  • High valued pedal cycles
  • Renovation works

Contact our team today on 0333 242 5110 to learn about coverage options for your non-standard risks.

We also have a sister company, Brown & Brown Somerton (previously Higos Insurance), who are part of the Brown & Brown team. If there’s a risk that 3XD can’t help with, Brown & Brown Somerton specialise in a range of non-standard risks:

  • Thatch, Unusual Construction, Flat Roof, Self Build
  • Converted Property
  • Unoccupied Property – whilst being renovated or extended
  • Probate – short-term policies available for 6, 9 or 12 months
  • Coastal/Riverbank Locations
  • Holiday homes
  • Commercial

Please call Brown & Brown Somerton for any of these services on 0330 119 1337. Or for more information, visit their website: