
Non-Standard Insurance
Specialist cover tailored to your unique needs.
Non-Standard
As part of our continued efforts to provide the best possible products and services, we keep reviewing the areas and circumstances where we can insure non-standard risks.
Here are just a few of the non-standard risks we can cover:
- Unoccupied properties
- Increased valuables limit
- Increased specified items limit
- Holiday homes
- Flat or felt roofing
- High valued pedal cycles
- Renovation works
Contact our team today on 0333 242 5110 to learn about coverage options for your non-standard risks.


Additional Non-Standard Risks
We also have a sister company, Brown & Brown Somerton (previously Higos Insurance), who are part of the Brown & Brown team. If there’s a risk that 3XD can’t help with, Brown & Brown Somerton specialise in a range of non-standard risks:
- Thatch, Unusual Construction, Flat Roof, Self Build
- Converted Property
- Unoccupied Property – whilst being renovated or extended
- Probate – short-term policies available for 6, 9 or 12 months
- Coastal/Riverbank Locations
- Holiday homes
- Commercial
Please call Brown & Brown Somerton for any of these services on 0330 119 1337. Or for more information, visit their website: